Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 2003 |
Head of Institution | Charles Isingoma |
Regions active | Western |
# Branches | 7 |
Total Portfolio (nat'l) | UGX 11,983,000,000 |
Total Portfolio (USD) | USD 4,745,742.57 |
Active clients with loans | 20,908 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 60% - 80% |
Network affiliations | AMFIU, AMT, MFI Upgrading Initiative |
Funders | Triple Jump, Oikocredit, TRIAS, CRS |
Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.turanbank.az/ |
Year established | 1992 |
Head of Institution | NazÄm SadÄqov |
Regions active | Absheron, Ganja-Qazakh, Shaki-Zaqatala |
# Branches | 11 |
Total Portfolio (nat'l) | AZN 77,590,406 |
Total Portfolio (USD) | USD 99,474,879.49 |
Active clients with loans | 3,671 |
Approximate % female clients | 0% - 20% |
Approximate % urban clients | 0% - 20% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | UGX 50,000 - 15,000,000 | 6 - 12 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Individual Loan | UGX 500,000 - 10,000,000 | 6 - 24 | 20% - 40% | 20% - 40% | Business, Housing, Education | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Salary Loan | UGX 250,000 - 10,000,000 | 6 - 12 | 20% - 40% | 20% - 40% | Housing, Consumer, Education | Women, Men, Salaried worker, Specific age group | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
School Fees Loan | UGX 700,000 - 1,500,000 | 6 - 8 | 20% - 40% | 20% - 40% | Education | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Solidarity Group Loan | UGX 200,000 - 500,000 | 4 - 12 | 60% - 80% | 40% - 60% | Business, Consumer, Education | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Village Bank Loan | UGX 50,000 - 5,000,000 | 4 - 12 | 40% - 60% | 0% - 20% | Business, Consumer, Education | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Iri hecmli istehlak kreditleri | AZN 35,000 - 100,000 | 12 - 30 | 0% - 20% | 60% - 80% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
Kiçik hecmli isthlak | AZN 100 - 1,500 | 3 - 18 | 40% - 60% | 20% - 40% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
Lombard | AZN 50 - 10,000 | 3 - 18 | 60% - 80% | 40% - 60% | Any Purpose | Women, Men | Gàtàràlck qÄzÄl zint ÅyasÄnÄn qiymtlndirilmsi | |||||||
Mikro kreditler | AZN 50 - 10,000 | 3 - 18 | 20% - 40% | 60% - 80% | Business, Other | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
Orta hecimli istehlak | AZN 1,500 - 35,000 | 12 - 30 | 0% - 20% | 40% - 60% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 33.60% annual, Flat | 1 Fee | 1 Ins | None | 20.00% upfront | 32.8% - 56% | 41.2% - 93.3% | 54 | ||||||||
Individual Loan | 30.00% annual, Flat | 1 Fee | 1 Ins | None | N/A | 60.1% - 61.1% | 61.2% - 79.9% | 44 | ||||||||
Salary Loan | 33.60% annual, Flat | 1 Fee | 1 Ins | None | N/A | 38.8% - 41% | 39.2% - 45.8% | 81 | ||||||||
School Fees Loan | 33.60% annual, Flat | 1 Fee | 1 Ins | None | N/A | 61.2% - 61.6% | 66.1% - 76.2% | 47 | ||||||||
Solidarity Group Loan | 36.00% annual, Flat | 1 Fee | 1 Ins | None | 20.00% upfront | 64.2% - 65.3% | 82.1% - 90.9% | 41 | ||||||||
Village Bank Loan | 36.00% annual, Flat | 1 Fee | 1 Ins | None | 20.00% upfront | 64.4% - 64.7% | 67% - 69.1% | 52 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Iri hecmli istehlak kreditleri | 25.0%-28.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 28.1% | 28.1% | 89 | ||||||||
Kiçik hecmli isthlak | 30.0%-36.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 25% - 40.3% | 25% - 40.3% | 90 | ||||||||
Lombard | 30.0%-32.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 27% - 37.4% | 27% - 37.4% | 89 | ||||||||
Mikro kreditler | 29.0%-32.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 28% - 38.2% | 28% - 38.2% | 86 | ||||||||
Orta hecimli istehlak | 25.0%-28.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 16.4% - 40% | 16.4% - 40% | 89 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 33.60% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.00% upfront | 32.8% - 56% | 41.2% - 93.3% | 54 | ||||||||
Individual Loan | 30.00% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 60.1% - 61.1% | 61.2% - 79.9% | 44 | ||||||||
Salary Loan | 33.60% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 38.8% - 41% | 39.2% - 45.8% | 81 | ||||||||
School Fees Loan | 33.60% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 61.2% - 61.6% | 66.1% - 76.2% | 47 | ||||||||
Solidarity Group Loan | 36.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.00% upfront | 64.2% - 65.3% | 82.1% - 90.9% | 41 | ||||||||
Village Bank Loan | 36.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.00% upfront | 64.4% - 64.7% | 67% - 69.1% | 52 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Iri hecmli istehlak kreditleri | 25.0%-28.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 28.1% | 28.1% | 89 | ||||||||
Kiçik hecmli isthlak | 30.0%-36.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 25% - 40.3% | 25% - 40.3% | 90 | ||||||||
Lombard | 30.0%-32.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 27% - 37.4% | 27% - 37.4% | 89 | ||||||||
Mikro kreditler | 29.0%-32.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 28% - 38.2% | 28% - 38.2% | 86 | ||||||||
Orta hecimli istehlak | 25.0%-28.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 16.4% - 40% | 16.4% - 40% | 89 |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
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# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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