Institution

Madfa SACCO Head OfficeMasindi, Mid Western RegionPO Box 301
Data approved: 2012-10-17
Data version: 2
Age of data: 149 months

Institution

Codesarrollo Ladron de Guevara E13-408 Y BarcelonaQuito, Pichincha
Data approved: 2010-11-11
Data version: 1
Age of data: 176 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established2005
Head of InstitutionMr. Kisembo Patrick
Regions activeWestern
# Branches2

Total Portfolio (nat'l)UGX 721,685,949
Total Portfolio (USD)USD 288,674.38
Active clients with loans4,832
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsUganda Co-operative Savings and Credit Union Ltd, Mid North Private Sector
FundersTRIAS Uganda

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addressN/A
Year established1998
Head of InstitutionCARLOS MARZON ORTIZ
Regions active
# Branches15

Total Portfolio (nat'l)USD 46,867,654
Total Portfolio (USD)USD 46,867,654
Active clients with loans15,532
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsRed Financiera Rural
Funders

Loan Products » Summary

1,245 Borrowers
USD 86,798 Portfolio
370 Borrowers
USD 36,972 Portfolio
35 Borrowers
USD 5,562 Portfolio
25 Borrowers
USD 6,964 Portfolio
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

3,957 Borrowers
USD 6,199,730 Portfolio
148 Borrowers
USD 97,371 Portfolio
5,804 Borrowers
USD 15,830,467 Portfolio
1,812 Borrowers
USD 4,813,813 Portfolio
117 Borrowers
USD 709,627 Portfolio
2,540 Borrowers
USD 12,587,370 Portfolio
39 Borrowers
USD 90,099 Portfolio
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Lima Loan UGX 10,000 - 30,000,000 1 - 8 20% - 40% 0% - 20% Any Purpose Women, Men, Have home or land Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Commercial Loan UGX 50,000 - 10,000,000 1 - 6 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credidesarrollo USD 200 - 15,000 6 - 38 20% - 40% 60% - 80% Business Women, Men, Have business Credit Ins, Seguro de Desgravamen
Crediemergente USD 500 - 1,000 2 - 14 40% - 60% 60% - 80% Any Purpose Women, Men
Credimicroempresarial USD 400 - 20,000 6 - 50 40% - 60% 60% - 80% Business Women, Men, Have business Credit Ins, Seguro de Desgravamen
Crediparticular USD 200 - 15,000 5 - 38 40% - 60% 0% - 20% Any Purpose Women, Men, Salaried worker Credit Ins, Seguro de Desgravamen
Creditierras USD 1,000 - 15,000 15 - 62 20% - 40% 60% - 80% Business, Compra, o legalización, o la titularización de la , tierra destinada a la prducción agrícola, pecuaria Women, Men, Orientado a organizaciones campesinas y/o miembros de organizaciones campesinas Credit Ins, Seguro de Desgravamen
Credivivienda USD 1,000 - 25,000 8 - 86 40% - 60% 60% - 80% Housing, Adquisicion, Construccion, Terminacion de vivienda Women, Men Credit Ins, Seguro de Desgravamen

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Lima Loan 30.00% annual, Flat 1 Fee 1 Ins None 20.00% upfront 31.2% - 56% 41.1% - 86.8% 51
Commercial Loan 30.00%-36.00% annual, Flat 1 Fee 1 Ins None 20.00% upfront 53.9% - 64.7% 69.1% - 99% 35

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credidesarrollo 16.0% annual, Decl Bal 0 Fees 0 Ins None N/A 16% 16% 100
Crediemergente 14.0%-17.0% annual, Decl Bal 0 Fees 0 Ins None N/A 17% 17% 82
Credimicroempresarial 11.4%-17.0% annual, Decl Bal 0 Fees 0 Ins None N/A 17% 17% 67
Crediparticular 14.0% annual, Decl Bal 0 Fees 0 Ins None N/A 14% 14% 100
Creditierras 12.0%-13.0% annual, Decl Bal 0 Fees 0 Ins None N/A 12% 12% 100
Credivivienda 10.0%-17.0% annual, Decl Bal 0 Fees 0 Ins None N/A 10% - 17% 10% - 17% 71

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Lima Loan 30.00% annual, Flat 1 Fee 1 Ins Ins None 20.00% upfront 31.2% - 56% 41.1% - 86.8% 51
Commercial Loan 30.00%-36.00% annual, Flat 1 Fee 1 Ins Ins None 20.00% upfront 53.9% - 64.7% 69.1% - 99% 35

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credidesarrollo 16.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 16% 16% 100
Crediemergente 14.0%-17.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 17% 17% 82
Credimicroempresarial 11.4%-17.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 17% 17% 67
Crediparticular 14.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 14% 14% 100
Creditierras 12.0%-13.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 12% 12% 100
Credivivienda 10.0%-17.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 10% - 17% 10% - 17% 71
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeAnyBusinessLoan PurposeMadfa SACCOInstitutionUG-012-V02-P01UG-012-V02-P02ProductUGCountry2012YearRange Number2Institution Data Version02,000,0004,000,0006,000,0008,000,00010,000,000Loan Size (all)0%20%40%60%80%100%Full APR (int fee ins tax dep)> 1009010Number of Borrowers
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.CoopInstitution TypeAnyBusinessHousingLoan PurposeCodesarrolloInstitutionEC-010-V01-P01EC-010-V01-P03EC-010-V01-P04EC-010-V01-P05EC-010-V01-P06EC-010-V01-P07ProductECCountry2010YearRange Number1Institution Data Version05,00010,00015,000Loan Size (all)0%5%10%15%Full APR (int fee ins tax dep)> 1,10080050020030Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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