Institution # Borrowers Portfolio (US$) Products Age of Data
APAS320128,0002168
BRAC-UGA139,20028,254,0003124
Centenary Bank133,802221,144,2314149
EBO SACCO1,5001,240,3822149
Equity Bank13,06957,252,0040149
Finance Trust22,55517,520,4245149
FINCA-UGA56,30027,402,0004122
Five Talents5,365368,0572149
Gatsby1,3462,440,2362149
Habitat Uganda858265,5081149
Hofokam20,9084,793,2006149
KACITA15660,3181149
Madfa SACCO4,832288,6745149
Opportunity23,73413,560,84613149
RUCREF5,557898,3804168
Rushere SACCO983574,5492149
SAO20462,7681149
Silver Upholders2,111189,1894149
THPU6,528676,3911149
UGAFODE8,1974,720,4469149
VF Uganda13,0723,221,6755149
Wakiso513276,0001149
Y-SAVE2081,686,4851149
  2. AMRET
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Amret Microfinance Institution # 35BA, St.169, Sangkat Veal VongKhan 7 MakaraPhnom Penh, Cambodia855
Data approved: 2013-05-21
Data version: 3
Age of data: 144 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.amret.com.kh
Year established1991
Head of InstitutionChea Phalarin
Regions activeBanteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh Kong, KepKratié, Phnom Penh, Sihanoukville, Pursat, Prey VengSiem Reap, Svay Rieng, Takéo
# Branches99

Total Portfolio (nat'l)KHR 662,842,000,000
Total Portfolio (USD)USD 167,808,101.30
Active clients with loans298,926
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsPrasac, Hathakaksekor, Sathapana, Kredit
FundersAdvans, GRET, Proparco, FMO

Loan Products » Summary

Biodigest
1,677 Borrowers
USD 539,745 Portfolio
Active Product
Business-KHR
21,754 Borrowers
USD 10,471,176.46 Portfolio
Active Product
Business-USD
37,836 Borrowers
USD 66,527,509 Portfolio
Active Product
Consmptn-KHR
1,473 Borrowers
USD 677,511.77 Portfolio
Active Product
Consmptn-USD
9,803 Borrowers
USD 8,981,274 Portfolio
Active Product
Home KHR
1,913 Borrowers
USD 795,290.11 Portfolio
Active Product
Home USD
6,640 Borrowers
USD 10,293,531 Portfolio
Active Product
Sol Credit
218,411 Borrowers
USD 51,256,708.86 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Biodigester Loan (USD) USD 150 - 1,000 3 - 24 20% - 40% 20% - 40% Any Purpose Women, Men, Have business, Have home or land, Salaried worker
Business Loan (KHR) KHR 1,000,000 - 40,000,000 3 - 24 60% - 80% 0% - 20% Business Women, Men, Have business, Have home or land
Business Loan (USD) USD 100 - 10,000 3 - 24 60% - 80% 20% - 40% Business Women, Men
Consumption Loan (KHR) KHR 1,000,000 - 20,000,000 3 - 24 60% - 80% 20% - 40% Consumer, Education Women, Men, Have business, Have home or land, Salaried worker
Consumption Loan (USD) USD 100 - 5,000 3 - 24 60% - 80% 20% - 40% Consumer, Education Women, Men, Have business, Have home or land, Salaried worker
Home Improvement Loan (KHR) KHR 1,000,000 - 40,000,000 3 - 36 60% - 80% 20% - 40% Housing Women, Men, Have business, Have home or land, Salaried worker
Home Improvement Loan (USD) USD 100 - 10,000 3 - 36 60% - 80% 20% - 40% Housing Women, Men, Have business, Have home or land, Salaried worker
Solidarity Credit Loan (KHR) KHR 5,000 - 1,000,000 6 - 12 80% - 100% 0% - 20% Any Purpose Women, Men

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Biodigester Loan (USD) 14.4% annual, Decl Bal 0 Fees 0 Ins None N/A 14.3% - 14.4% 14.3% - 14.4% 100
Business Loan (KHR) 30.0%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 29.9% - 36.7% 29.9% - 36.7% 89
Business Loan (USD) 19.2%-37.2% annual, Decl Bal 0 Fees 0 Ins None N/A 22.6% - 33.1% 22.6% - 33.1% 71
Consumption Loan (KHR) 30.0%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 32% - 38.4% 32% - 38.4% 86
Consumption Loan (USD) 22.8%-37.2% annual, Decl Bal 0 Fees 0 Ins None N/A 21.4% - 36.7% 21.4% - 36.7% 88
Home Improvement Loan (KHR) 30.0%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 29.9% - 38.1% 29.9% - 38.1% 89
Home Improvement Loan (USD) 21.6%-37.2% annual, Decl Bal 0 Fees 0 Ins None N/A 21.5% - 31.9% 21.5% - 31.9% 83
Solidarity Credit Loan (KHR) 36.0%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 32.3% - 35.4% 32.3% - 35.4% 100
Institution Price Graph
Microloan Products offered in USD0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeAnyBusinessHousingMultipleLoan PurposeAMRETInstitutionKH-003-V03-P01KH-003-V03-P03KH-003-V03-P05KH-003-V03-P07ProductKHCountry2013YearRange Number3Institution Data Version05001,0001,5002,0002,5003,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 11,0008,5005,6002,800300Number of Borrowers
Microloan Products offered in KHR0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeAnyBusinessHousingMultipleLoan PurposeAMRETInstitutionKH-003-V03-P02KH-003-V03-P04KH-003-V03-P06KH-003-V03-P08ProductKHCountry2013YearRange Number3Institution Data Version02,000,0004,000,0006,000,0008,000,00010,000,00012,000,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 210,000160,000100,00054,0006,000Number of Borrowers
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