Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
APAS | 320 | 128,000 | 2 | 168 |
BRAC-UGA | 139,200 | 28,254,000 | 3 | 124 |
Centenary Bank | 133,802 | 221,144,231 | 4 | 148 |
EBO SACCO | 1,500 | 1,240,382 | 2 | 148 |
Equity Bank | 13,069 | 57,252,004 | 0 | 148 |
Finance Trust | 22,555 | 17,520,424 | 5 | 148 |
FINCA-UGA | 56,300 | 27,402,000 | 4 | 122 |
Five Talents | 5,365 | 368,057 | 2 | 148 |
Gatsby | 1,346 | 2,440,236 | 2 | 148 |
Habitat Uganda | 858 | 265,508 | 1 | 148 |
Hofokam | 20,908 | 4,793,200 | 6 | 148 |
KACITA | 156 | 60,318 | 1 | 148 |
Madfa SACCO | 4,832 | 288,674 | 5 | 148 |
Opportunity | 23,734 | 13,560,846 | 13 | 148 |
RUCREF | 5,557 | 898,380 | 4 | 168 |
Rushere SACCO | 983 | 574,549 | 2 | 148 |
SAO | 204 | 62,768 | 1 | 148 |
Silver Upholders | 2,111 | 189,189 | 4 | 148 |
THPU | 6,528 | 676,391 | 1 | 148 |
UGAFODE | 8,197 | 4,720,446 | 9 | 148 |
VF Uganda | 13,072 | 3,221,675 | 5 | 148 |
Wakiso | 513 | 276,000 | 1 | 148 |
Y-SAVE | 208 | 1,686,485 | 1 | 148 |
Outstanding portfolio (COP) | COP 9,550,000,000 |
Portfolio (USD) | USD 5,247,252.75 |
Active Clients with Loans | 3,702 |
Approximate % Female Clients | 60% - 80% |
Approximate % Urban Clients | 60% - 80% |
Any purpose | x |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | VEHICULO, MOTO |
Other (2) | VIAJES FAMILIARES |
Credit education | x |
Group meetings | |
Credit insurance | x |
Workplace visits | x |
Business training | x |
Other training | |
Other | ASESORIAS PUNTUALES Y ESPECIALIZADAS PARA EL NEGOCIO |
Other (2) | CAPACITACION SOCIEMPORESARIAL, EN DESARROLLO PERSONAL Y EN ARTES Y OFICIOS |
No other services |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | EL NEGOCIO PUEDE SER FORMAL O INFORMAL |
Other (2) |
Currency | COP |
Minimum loan size | COP 300,000 |
Maximum loan size | 50,000,000 |
Shortest loan term | 1.0 month |
Longest loan term | 60.0 months |
Approx average | 18.0 months |
Grace period usage | 10% |
Average grace period | 2.0 months |
Daily | |
Weekly | x |
Every 2 weeks | x |
Every 4 weeks | |
Monthly | x |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments |
Lowest quoted nominal interest | 2.00% |
Highest quoted nominal interest | 2.40% |
Reason(s) why interest rate varies | Collateral, BUEN MANEJO DE LOS CREDITOS ANTERIORES\r |
Interest rate period | Monthly |
Interest Rate Calculation Method | Decl Bal |
Subsidized by funder request? | |
Is rate fixed for entire loan term | Yes |
Fee 1 | |
---|---|
Description | Capacitacio - MENSUALMENTE SE COBRA EL VALOR DEL RECAUDO EN LOS PUNTOS DE PAGO |
% of loan amount - min | 0 |
% of loan amount - max | 0 |
OR, Fixed amount - min | 3,000 |
Fixed amount - max | 5,000 |
Reason for variation | N/A |
Appears on Repayment Sched? | Yes |
Required for | Never |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | N/A |
Do borrowers control deposit in their group? | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
Conditions on access to deposit | N/A |
Minimum interest rate paid | N/A |
Maximum interest rate paid | N/A |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Sample 1 | Sample 2 | Sample 3 | Sample 4 | Sample 5 | |||||
---|---|---|---|---|---|---|---|---|---|
Loan Amount | COP 1,500,000 | COP 3,500,000 | COP 7,000,000 | COP 16,000,000 | COP 40,000,000 | ||||
Loan Cycle (1, 2, 3, etc) | Not Known | Not Known | Not Known | Not Known | Not Known | ||||
Disbursement Date | 2011-05-06 | 2011-05-06 | 2011-05-02 | 2011-04-29 | 2011-04-27 | ||||
Loan Term (Months) | 18.0 months | 24.0 months | 34.0 months | 60.0 months | 60.0 months | ||||
Grace Period (Months) | 0.0 months | 0.0 months | 0.0 months | 0.0 months | 0.0 months | ||||
Total Cost of Credit | Not Known | Not Known | Not Known | Not Known | Not Known | ||||
True Price by Comp | |||||||||
Interest and Fee Component | 33.9% | 29.1% | 30.0% | 24.3% | 24.0% | ||||
Insurance Component | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | ||||
Tax Component | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | ||||
Deposit Component | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | ||||
Full APR (int fee ins tax dep) | 33.9% | 29.1% | 30.0% | 24.3% | 24.0% | ||||
Transparency Index | 71 | 83 | 80 | 99 | 100 | ||||
Original Repayment Schedule | |||||||||
MFT Pricing Calculation |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|