| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| APAS | 320 | 128,000 | 2 | 169 |
| BRAC-UGA | 139,200 | 28,254,000 | 3 | 125 |
| Centenary Bank | 133,802 | 221,144,231 | 4 | 149 |
| EBO SACCO | 1,500 | 1,240,382 | 2 | 149 |
| Equity Bank | 13,069 | 57,252,004 | 0 | 149 |
| Finance Trust | 22,555 | 17,520,424 | 5 | 149 |
| FINCA-UGA | 56,300 | 27,402,000 | 4 | 123 |
| Five Talents | 5,365 | 368,057 | 2 | 149 |
| Gatsby | 1,346 | 2,440,236 | 2 | 149 |
| Habitat Uganda | 858 | 265,508 | 1 | 149 |
| Hofokam | 20,908 | 4,793,200 | 6 | 149 |
| KACITA | 156 | 60,318 | 1 | 149 |
| Madfa SACCO | 4,832 | 288,674 | 5 | 149 |
| Opportunity | 23,734 | 13,560,846 | 13 | 149 |
| RUCREF | 5,557 | 898,380 | 4 | 169 |
| Rushere SACCO | 983 | 574,549 | 2 | 149 |
| SAO | 204 | 62,768 | 1 | 149 |
| Silver Upholders | 2,111 | 189,189 | 4 | 149 |
| THPU | 6,528 | 676,391 | 1 | 149 |
| UGAFODE | 8,197 | 4,720,446 | 9 | 149 |
| VF Uganda | 13,072 | 3,221,675 | 5 | 149 |
| Wakiso | 513 | 276,000 | 1 | 149 |
| Y-SAVE | 208 | 1,686,485 | 1 | 149 |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2002 |
| Head of Institution | Maria Anna de Rosas-Ignacio |
| Regions active | |
| # Branches | 17 |
| Total Portfolio (nat'l) | PhP 87,849,633 |
| Total Portfolio (USD) | USD 2,101,665.86 |
| Active clients with loans | 17,800 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | Microfinance Council of the Philippines, Inc. (MCPI), Partnership for Philippine Support Service Agencies (PHILSSA), Philippine Council for NGO Certification (PCNC), RIMANSI (K-MBA) |
| Funders | PCFC, BPI Bangko, Peace and Equity Foundation |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| K-Edukasyon | PHP 3,000 - 15,000 | 3 - 6 | 80% - 100% | 80% - 100% | Education | Women, Men, Have home or land, Has an existing K-Negosyo loan | Group Mtgs | |||||||
| K-Kalusugan | PHP 380 - 3,920 | 3 - 6 | 80% - 100% | 80% - 100% | Health | Women, Men, Have home or land, Must be in loan cycle 2 of K-Negosyo | Group Mtgs, Health checks | |||||||
| K-Negosyo | PHP 3,000 - 150,000 | 3 - 9 | 80% - 100% | 80% - 100% | Business | Women, Men, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Life Insurance, Fire and Catastrophe Insurance (by 2011) |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| K-Edukasyon | 30.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 57.2% - 58.3% | 57.2% - 58.3% | 51 | ||||||||
| K-Kalusugan | 30.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 57.8% - 60.3% | 57.8% - 60.3% | 50 | ||||||||
| K-Negosyo | 30.0% annual, Flat | 1 Fee | 2 Ins | None | 55.00 ongoing | 70.6% - 71.5% | 66% - 158.3% | 35 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
