2. AB Bank
Please note that the information you are viewing is 168 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Sartawi
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

AB Bank Zambia Chainda Place, Off Cairo RoadLusaka
Data approved: 2012-03-30
Data version: 1
Age of data: 168 months

Institution

Fundacion Sartawi C.Pedro Salazar # 509La Paz
Data approved: 2010-10-28
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addressN/A
Year established2011
Head of InstitutionMichael Barleon
Regions active
# Branches1

Total Portfolio (nat'l)ZMK 4,225,572,000
Total Portfolio (USD)USD 816,535.65
Active clients with loans738
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsBankers Association of Zambia
FundersInternational Finance Corporation (IFC), European Investment Bank (EIB), Incofin, KfW

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.sembrarsartawi.org
Year established1990
Head of InstitutionMaria Elena Querejazu
Regions active0
# Branches19

Total Portfolio (nat'l)BOB 38,539,109
Total Portfolio (USD)USD 5,626,147.30
Active clients with loans4,798
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Loan Products » Summary

Biz Flexi
193 Borrowers
USD 125,516.70 Portfolio
Active Product
Biz Plus
134 Borrowers
USD 182,329.08 Portfolio
Active Product

Loan Products » Summary

Inversion
860 Borrowers
USD 1,564,682.48 Portfolio
Active Product
Inversion
686 Borrowers
USD 1,364,352 Portfolio
Active Product
Operaciones
382 Borrowers
USD 386,164.53 Portfolio
Active Product
Operaciones
645 Borrowers
USD 687,319 Portfolio
Active Product
Solidario
850 Borrowers
USD 1,183,191.53 Portfolio
Active Product
Dispon
855 Borrowers
USD 621,112.41 Portfolio
Active Product
Dispon
453 Borrowers
USD 309,574 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
AB Business Flexi ZMK 1,000,000 - 5,000,000 3 - 20 40% - 60% 40% - 60% Business Women, Men, Have business, Zambian Resident, At least 21 years Credit Educ, Business Training
AB Business Plus ZMK 5,000,001 - 15,000,000 3 - 20 40% - 60% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Capital de Inversión BOB 1,394 - 139,400 3.6 - 78.7 0% 20% - 40% Business Women, Men, Have business Credit Ins, Other Training, Asistencia tecnica de los compradores de la produccion
Capital de Inversión (USD) USD 200 - 20,000 3.6 - 78.7 0% - 20% 20% - 40% Business Women, Men, Have business Credit Ins, Other Training, Asistencia tecnica de los compradores de la produccion
Capital de Operaciones BOB 349 - 139,400 3.7 - 36.9 20% - 40% 20% - 40% Business, Capital de Trabajo Women, Men, Have business Credit Ins, Tech Asst Visits, Other Training, Asistencia tecnica de los compradores de la produccion
Capital de Operaciones (USD) USD 50 - 20,000 3.7 - 60.9 20% - 40% 20% - 40% Business, Usar solo para capital de trabajo Women, Men, Have business Credit Ins, Business Training, Other Training, Asistencia tecnica de los compradores de la produccion
Capital Operaciones - Grupo Solidario BOB 349 - 13,940 4.1 - 24.7 20% - 40% 20% - 40% Business, Usar solo para capital de trabajo Women, Men, Have business Credit Ins, Other Training, Asistencia tecnica de los compradores de la produccion
Libre Disponibilidad BOB 349 - 20,910 3.6 - 60.8 40% - 60% 40% - 60% Any Purpose Women, Men, Have business, Salaried worker Credit Ins
Libre Disponibilidad (USD) USD 50 - 3,000 5.6 - 60.8 40% - 60% 40% - 60% Any Purpose Women, Men, Have business, Salaried worker Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
AB Business Flexi 72.0% annual, Decl Bal 1 Fee 0 Ins None N/A 79.3% - 81.7% 79.3% - 81.7% 89
AB Business Plus 69.0% annual, Decl Bal 1 Fee 0 Ins None N/A 74.5% - 78.8% 74.5% - 78.8% 91

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Capital de Inversión 20.0%-28.0% annual, Decl Bal 2 Fees 0 Ins None N/A 0% 0% N/A
Capital de Inversión (USD) 20.0%-28.0% annual, Decl Bal 2 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Capital de Operaciones 20.0%-28.0% annual, Decl Bal 2 Fees 0 Ins None N/A 0% 0% N/A
Capital de Operaciones (USD) 20.0%-28.0% annual, Decl Bal 2 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Capital Operaciones - Grupo Solidario 27.0% annual, Decl Bal 2 Fees 0 Ins None N/A 0% 0% N/A
Libre Disponibilidad 20.0%-28.0% annual, Decl Bal 2 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Libre Disponibilidad (USD) 20.0%-28.0% annual, Decl Bal 2 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
AB Business Flexi 72.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 79.3% - 81.7% 79.3% - 81.7% 89
AB Business Plus 69.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 74.5% - 78.8% 74.5% - 78.8% 91

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Capital de Inversión 20.0%-28.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 0% 0% N/A
Capital de Inversión (USD) 20.0%-28.0% annual, Decl Bal 2 Fees 0 Ins Ins 15.00% Principal N/A 0% 0% N/A
Capital de Operaciones 20.0%-28.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 0% 0% N/A
Capital de Operaciones (USD) 20.0%-28.0% annual, Decl Bal 2 Fees 0 Ins Ins 15.00% Principal N/A 0% 0% N/A
Capital Operaciones - Grupo Solidario 27.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 0% 0% N/A
Libre Disponibilidad 20.0%-28.0% annual, Decl Bal 2 Fees 0 Ins Ins 15.00% Principal N/A 0% 0% N/A
Libre Disponibilidad (USD) 20.0%-28.0% annual, Decl Bal 2 Fees 0 Ins Ins 15.00% Principal N/A 0% 0% N/A
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.BankInstitution TypeBusinessLoan PurposeAB BankInstitutionZM-001-V01-P01ZM-001-V01-P04ProductZMCountry2012YearRange Number1Institution Data Version05,000,00010,000,00015,000,000Loan Size (all)0%20%40%60%80%Full APR (int fee ins tax dep)> 40203Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
Microloan Products offered in BOB0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeAnyBusinessLoan PurposeSartawiInstitutionBO-022-V01-P01BO-022-V01-P03BO-022-V01-P05BO-022-V01-P06ProductBOCountry2010YearRange Number1Institution Data Version010,00020,00030,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 40020020Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Microloan Products offered in USD0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeAnyBusinessLoan PurposeSartawiInstitutionBO-022-V01-P02BO-022-V01-P04BO-022-V01-P07ProductBOCountry2010YearRange Number1Institution Data Version02,0004,0006,0008,00010,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 20010010Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
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Key Statistics
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Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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