Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.finca.org/ |
Year established | 2001 |
Head of Institution | Thomas Lendzian |
Regions active | Central Province, Copperbelt Province, Eastern Province, Lusaka Province, Southern Province |
# Branches | 14 |
Total Portfolio (nat'l) | ZMW 105,140,570 |
Total Portfolio (USD) | USD 16,420,850.34 |
Active clients with loans | 43,773 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 60% - 80% |
Network affiliations | FINCA International |
Funders | INVESTOR! FINCA MICROFINANCE COOPERATIEF U.A. (NETHERLANDS), DONOR! MASTERCARD FOUNDATION |
Institution Type | Credit Union / Cooperative |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1996 |
Head of Institution | MARILOU BANDING |
Regions active | |
# Branches | 10 |
Total Portfolio (nat'l) | PhP 79,034,409.97 |
Total Portfolio (USD) | USD 1,890,775.36 |
Active clients with loans | 12,093 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | LZMCN, Philippine Federation of Credit Coopertives, Philippine Federation of Women In Coopertaives, COOP LIFE Assurance Society of the Philippines |
Funders | Oikocredit, Seedfinance, Landbank of the Philippines (LBP), NLDC |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loans | ZMW 1,500 - 100,000 | 6 - 24 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Must have a valid National Registration Card, Must have business or personal assets to pledge | Credit Ins | |||||||
Small Group Loan | ZMW 1,200 - 15,000 | 6 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business, Must be a member of a self selected solidarity group | Group Mtgs, Credit Ins | |||||||
Village Banking Loans | ZMW 150 - 12,500 | 6 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business, Must be a member of a self selected village bank | Credit Educ, Group Mtgs, Credit Ins, Funeral benefits | |||||||
Small Enterprise Loan | ZMW 100,000 - 600,000 | 12 - 36 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan | PHP 5,000 - 300,000 | 6 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Salaried worker, Specific age group, 18-69 y.o., CI/BI | Credit Educ, Credit Ins, Tech Asst Visits, Business Training | |||||||
KAPA Loan | PHP 10,000 - 40,000 | 3 - 6 | 80% - 100% | 0% - 20% | Agriculture | Women, Men, Have business, Have home or land, Specific age group, 18-69 y.o., CI/BI | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Life Protection Loan | PHP 1,380 - 1,380 | 4 - 8 | 80% - 100% | 0% - 20% | Life Insurance | Women, Men, Specific age group, 18-64 y.o, CI/BI | Credit Educ, Credit Ins, Tech Asst Visits, Business Training | |||||||
Trinity Loan | PHP 6,200 - 12,400 | 2 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group, 18-69 y.o. , CI/BI | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loans | 51.4%-52.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 66.7% - 79% | 68.4% - 81.4% | 69 | ||||||||
Small Group Loan | 52.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 70.3% - 91% | 72.6% - 95.2% | 63 | ||||||||
Village Banking Loans | 52.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 74.9% - 91.2% | 77.8% - 95.4% | 59 | ||||||||
Small Enterprise Loan | 49.6% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan | 36.0% annual, Flat | 2 Fees | 1 Ins | None | 20.0% upfront 80.00 ongoing | 41% - 69.2% | 40.8% - 121.3% | 47 | ||||||||
KAPA Loan | 36.0% annual, Flat | 2 Fees | 1 Ins | None | 5.0% upfront 90.00 ongoing | 37% - 53.6% | 45.5% - 69% | 63 | ||||||||
Life Protection Loan | 18.0% annual, Flat | 2 Fees | 0 Ins | None | 100.00 upfront | 34.1% | 45.2% | 40 | ||||||||
Trinity Loan | 21.0%-60.0% annual, Flat | 2 Fees | 1 Ins | None | 20.0% upfront 80.00 ongoing | 49.7% | 104.4% | 20 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loans | 51.4%-52.0% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 66.7% - 79% | 68.4% - 81.4% | 69 | ||||||||
Small Group Loan | 52.0% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 70.3% - 91% | 72.6% - 95.2% | 63 | ||||||||
Village Banking Loans | 52.0% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 74.9% - 91.2% | 77.8% - 95.4% | 59 | ||||||||
Small Enterprise Loan | 49.6% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan | 36.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 20.0% upfront 80.00 ongoing | 41% - 69.2% | 40.8% - 121.3% | 47 | ||||||||
KAPA Loan | 36.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 5.0% upfront 90.00 ongoing | 37% - 53.6% | 45.5% - 69% | 63 | ||||||||
Life Protection Loan | 18.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 100.00 upfront | 34.1% | 45.2% | 40 | ||||||||
Trinity Loan | 21.0%-60.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 20.0% upfront 80.00 ongoing | 49.7% | 104.4% | 20 |
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Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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