| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AB Bank | 300 | 307,000 | 2 | 168 |
| AMZ | 4,900 | 651,000 | 2 | 168 |
| CETZAM | 6,700 | 2,210,000 | 4 | 168 |
| Eclof Zambia | 200 | 111,000 | 4 | 168 |
| Empowerment | 1,500 | 447,000 | 5 | 168 |
| FINCA Zambia | 43,700 | 16,420,000 | 4 | 125 |
| Harmos | 9,800 | 1,398,000 | 3 | 168 |
| Kungoma | 43 | 18,000 | 2 | 168 |
| MBT | 13,900 | 1,563,000 | 5 | 168 |
| Meanwood | 2,000 | 1,766,000 | 5 | 168 |
| PFSL | 1,300 | 3,506,000 | 3 | 168 |
| Zambia CRC | 30 | 1,000 | 1 | 168 |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | N/A |
| Website address | http://www.chaitanyaindia.in/ |
| Year established | 2009 |
| Head of Institution | Anand Rao |
| Regions active | 0 |
| # Branches | 7 |
| Total Portfolio (nat'l) | INR 67,701,816 |
| Total Portfolio (USD) | USD 1,504,484.80 |
| Active clients with loans | 9,379 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2D Business Loan | INR 6,000 - 25,000 | 24 - 30 | 80% - 100% | 0% - 20% | Business, Income Generating Activities | Women | ||||||||
| Business Loan | INR 2,000 - 15,000 | 12 | 80% - 100% | 0% - 20% | Business, Housing, Consumer, Education, Other | Women | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Business Loan BH 01 | INR 5,000 - 20,000 | 11.5 - 12 | 80% - 100% | 0% - 20% | Business, Housing, Education, Other | Women | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Business Loan JK 01 | INR 2,000 - 15,000 | 11.5 - 13 | 80% - 100% | 0% - 20% | Business, Housing, Education, Other | Women | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2D Business Loan | 0% | 24.3% | 25.1% | N/A | ||||||||||
| Business Loan | 0% | 30.1% - 30.3% | 31.2% - 31.4% | N/A | ||||||||||
| Business Loan BH 01 | 0% | 28.7% - 28.9% | 30.9% - 31.1% | N/A | ||||||||||
| Business Loan JK 01 | 0% | 28.6% - 28.7% | 30.7% - 30.9% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2D Business Loan | 25.4% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 24.3% | 25.1% | N/A | ||||||||
| Business Loan | 28.2% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 30.1% - 30.3% | 31.2% - 31.4% | 90 | ||||||||
| Business Loan BH 01 | 24.2% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 28.7% - 28.9% | 30.9% - 31.1% | N/A | ||||||||
| Business Loan JK 01 | 26.5% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 28.6% - 28.7% | 30.7% - 30.9% | N/A |
| Key Statistics | |
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| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
